When it comes to buying a home warranty, there are several factors to consider before making a decision. One of the most important things to think about is what coverage you need. Not all homes require full coverage, but some may only need basic protection against minor issues like leaky faucets or loose doorknobs.
Another key consideration is the cost. Home warranties can range in price from a few hundred dollars to over $10,000, so it's essential to find a policy that fits your budget.
Additionally, think about the length of time you plan on staying in your home before buying a warranty. If you're planning on selling or relocating soon, you may not want to commit to a long-term coverage period.